Tom Schott

About Me

Hi, I’m Tom Schott, a State Farm Insurance agent based in Chandler, Arizona. I help Arizona residents and small businesses review, compare, and understand insurance options that fit their needs—so you can feel confident about the coverage choices you’re making.

I’ve been with State Farm for 20+ years. Over that time, I’ve helped customers work through real tradeoffs, including coverage limits, deductibles, and how to protect the things that matter most. My goal is to make those decisions easier by explaining options clearly and walking through the “why” behind each recommendation.

I serve people throughout the Chandler area and across the Phoenix metro, including Ahwatukee, Tempe, Gilbert, Phoenix and surrounding communities. If you have questions about how a policy works, I’ll take the time to walk you through it in plain language.

My Experience with State Farm

When you’re making insurance decisions, you want more than a generic answer. You want guidance that matches your situation. I bring long-term experience to every appointment and focus on careful coverage reviews and practical next steps—whether you’re shopping for a new policy or updating an existing one.

If you want help understanding coverage terms, comparing options, or identifying gaps, I’ll help you sort through the details without pressure.

Local Knowledge: Insurance for Arizona

Insurance needs in Arizona can look different than they do elsewhere. I take local factors into account when I review coverage, including:

• Common home and property risks in Arizona

• Driving conditions and everyday realities across the Phoenix metro area

• Business and commuter considerations that affect day-to-day needs

When we talk, you’ll get a conversation about your priorities—not a one-size-fits-all explanation.

How I Work With Customers

When you contact me, my goal is to help you:

• Share what you need to protect

• Review your current coverage (if you have it)

• Compare options in a clear, straightforward way

• Choose next steps that align with your priorities

I don’t use pressure tactics. Instead, I answer your questions, share information, and help you feel comfortable with the decisions you make.

My Local Commitment

I live and work in Arizona, which is why local support matters. I’m proud to serve the Chandler and Ahwatukee communities, and I value the chance to stay involved in the areas I call home.

What My Customers Say

“My experience with Tom Schott’s team has been excellent. They are knowledgeable, responsive, and make understanding insurance straightforward.” – Daniel G., Phoenix Resident

Get Started

If you’d like to review your current insurance or explore options, I can help. Reach out for a no-pressure conversation, and we’ll take it step by step based on what matters most to you.

Questions We Often Hear

Q: What’s an effective way to get car insurance quotes? Getting car insurance quotes is simple. You can start online, over the phone, or by working with a local agent. Quotes typically consider factors such as your vehicle, driving history, and coverage preferences, so you can compare options that match your needs. I’m here in Chandler to help you understand your choices.

Q: How soon can I get insured for my car? In some cases, car insurance coverage can begin as soon as you purchase a policy. Timing can vary based on your situation, but I’ll help you move forward quickly when you’re ready.

Q: What are the insurance requirements on a leased car? Leased vehicles typically require liability coverage, along with comprehensive and collision coverage. Your leasing company may also need to be listed on your policy. I can help Chandler drivers and other local customers confirm the details.

Q: What’s included in renters insurance coverage? Renters insurance helps protect your belongings if something unexpected happens. It may also include personal liability coverage if someone is injured, and it can provide additional living expenses if you can’t stay in your rental due to a covered loss. I’ll explain what to look for based on your situation.

Q: Is homeowners insurance required? Whether homeowners insurance is required depends on your circumstances. If you have a loan on your home, your lender often requires coverage. Even when it isn’t required, many people choose it to help protect their home and personal property. I can help you understand what applies to your situation.

Q: What should I know about life insurance? Life insurance is designed to help protect the people you care about financially. Depending on the type of policy you choose, it may help provide support for things like everyday expenses, debts, or future needs. I’ll help you explore options in a way that’s clear and manageable.